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Sapphire Business Edge empowers business owners with
smart solutions to grow their business, strengthen their
bottom line and protect their future.

Business Financial & Risk Analysis
Capstone Plus
Company Retirement Plans
Life Insurance & Indexed Annuities
Tax Strategies
Energy Storage

Business Financial &
Risk Analysis

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Our team of seasoned professionals delivers a thorough Business Financial & Risk Analysis—completely free of charge.  We examine your company’s contracts, financial statements, insurance policies, and employee benefit offerings to ensure your business is both protected and positioned for long-term success. Our mission is to uncover hidden risks, highlight areas for improvement, and align every aspect of your business with your short- and long-term goals.

Are your insurance coverage levels truly sufficient? Is your benefits package strong enough to attract and retain top-tier talent? We help identify gaps and offer strategic, actionable solutions to strengthen your company’s financial foundation.

Included in Business Analysis:

      • Business Valuation
      • Property & Casualty Coverage
      • Business Structure
      • Buy Sell Agreement
      • Business Planning
      • Retirement Plans
      • Employee Benefits
      • Tax Strategies
      • Cost Segregation
      • Risk Analysis
      • Exit Strategies
Capstone Plus
Enhance your Employees Benefits with a robust, feature- rich Health Efficiency Program for NO NET COST
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Benefits for Staff, Family & Pets
Capstone Plus' Wellution App includes personalized app, BioMetric Facial Scan, unlimited virtual care, $0 Meds, virtual therapy, fitness library and more.
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Give Your Employees the Tools to be Healthy!
Capstone Plus' comprehensive benefits allows employees to keep the family healthy. Happy and healthy employees will be more focused and productive at work.
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Whole Life Coverage for Employee
.
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Accident Coverage (Employee)
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Safer, Smarter Energy Storage
Emtel Energy USA provide game-changing NON-LITHIUM Energy Storage for home, office, commercial building to supporting an entire community.
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401K Plan Reviews
Company benefit plans are an expected benefit to retain top talent but they must be structured properly to benefit the employer. When is the last time your reviewed your company plan?
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State Mandated Retirement Plans
There are currently 15 states that mandate companies offer their employees a Qualified Retirement Plan or they will be penalized. Let's discuss your options.
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Our team will work with Your CPA On the best Tax Strategies
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Cost Segregation
Has your commercial property been built, purchased or remodeled in the last few years? A Cost Segregation Study can maximize the initial tax benefits by allowing you to depreciate eligible assets over shorter periods.
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Maximize 179D Tax Credits
Maximize federal tax deductions for placing eligible energy-efficient property into service in commercial buildings.
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Maximize R&D Tax Credits
Research & Experimentation Tax Credit for qualified domestic expenses related to the design, development, or improvement of products, processes, techniques, formulas, or software.
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Life Insurance & Indexed Annuities
Working with you and your employees to ensure that both personal and business insurance needs have been optimized
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Permanent Life Issurance
We work with the best participating whole life insurance companies. Permanent life policies pay dividends, earns inters, cash value. Infinite Banking using the bulk of your ash value to fund another venture is key in maximizing your portfolio.
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401K Rollover
Safeguard your nest egg and move from an old 401K account or money exposed to market risk to a secure indexed annuity. Rest assured that your money will grow securely in preparation for your retirement.
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